Office for People With Developmental Disabilities

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OPWDD HOYO Eligibility for the HOYO Homeownership Loan Program

02/22/12

Eligible Populations:

  • Income-eligible people with intellectual and developmental disabilities eligible to receive services from OPWDD.
  • Income-eligible parents or legal guardians of people with intellectual and developmental disabilities who are eligible to receive services from OPWDD.
  • Income-eligible employees of OPWDD’s workforce and Voluntary Agencies.

First time Home Buyers 

A person who (i) has not had any ownership interest in his/her primary residence at any time during the three years prior to the date of making an application for a SONYMA mortgage loan; and, (ii) at the time of making the loan application to SONYMA, does not own a vacation or investment home. This definition includes residences owned in the United States and abroad.

For definition of 1st Time Home Buyers* see the SONYMA website:
http://www.nyshcr.org/Topics/Home/Buyers/SONYMA/SONYMAProductsforFirstTimeHomebuyers.htm